Coordination of benefits means that you’re covered under two or more insurance policies. For covered medical expenses, most insurance companies have COB guidelines in place to help you know which insurance plan will be primary and will be the one that pays. This prevents double payments.
To make sure you’re following insurance guidelines, you need to know the primary insurance at the time you register for treatment or admittance. Your insurance plan may ask you to fill out a COB form before they’ll pay a claim. Your plan will try to let you know about this request ahead of time. DHR Health cannot provide the COB information to your insurance company. You’ll need to address the issue with your insurance plan before the claim can be paid.